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Things to Know and Consider when Buying a Home (Martini Buyer Guide | Winter 2022)

December 7, 2022 by Kevin Martini

If you are a first-time homebuyer or a repeat homebuyer, there are many things one needs to know and consider when buying a home.  Certified Mortgage Advisor Kevin Martini and Senior Mortgage Strategist Logan Martini curated the Winter 2022 Martini Buyer Guide to simply explain the current real estate and mortgage markets plus vital information about buying a home and the process of getting a mortgage.  The Winter 2022 edition of the Martini Buyer Guide has many informative articles that talk about things one needs to know about the current real estate and mortgage markets. 

winter 2022 martini buyer guide
Winter 2022 Edition of Martini Buyer Guide

If you are buying real estate, if you are selling real estate, if you are refinancing a mortgage or if you work in the real estate arena then the Winter 2022 Martini Buyer Guide would be very helpful since it simply explains the current real estate and mortgage opportunity.

The Winter 2022 Martini Buyer Guide was curated to simply explain what is going on in the real estate and mortgage markets.

Logan Martini, Raleigh Mortgage Broker & Senior Mortgage Strategist

Contents of the Winter 2022 Martini Buyer Guide (things to know and consider when buying a home)

best raleigh mortgage broker logan martini

What is happening in the market?

With everything going on in the housing market right now, you may have a number of questions about what that means for you and your plans to buy a home. Here are three things that are likely top of mind for you.

  • Why did Raleigh mortgage rates rise so much in 2022?
  • What is happening with home prices in Raleigh?
  • Should I buy a home in Raleigh today?
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Expert insights for today’s homebuyers

If you want to buy a home today in Raleigh or anywhere for that matter, here are a few things experts say you should know about what to expect and why homeownership is so important.

raleigh mortgage lender martini mortgage group expert insight for todays homebuyers winter 2022 martini buyer guide

Trends that are good news for Raleigh homebuyers

As the Raleigh real estate market has cooled but still remains strong, some of the intensity buyers faced during the peak frenzy of the pandemic has cooled too! Here are four trends that may be beneficial when you go to buy a home today.

  1. More homes to choose from
  2. Bidding wars have eased
  3. More negotiation power
  4. Higher loan limits
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2/1 Buydown

Increasing Raleigh mortgage rates are presenting some challenges and opportunities not just for first-time homebuyers but also to repeat homebuyers too! Leap over the challenges and into the opportunity with a creative mortgage strategy offered by the Martini Mortgage Group called a Seller Paid Buydown.

raleigh mortgage broker kevin martini steer paid buydown winter 2022 martini buyer guide
FREE BUYDOWN CALCULATOR

In most markets in North Carolina, especially in the Triangle, homebuyers will find that sellers are more willing to negotiate on price or other terms more than they have been in recent years.

Logan Martini, Raleigh Mortgage Broker & Senior Mortgage Strategist

5 traps to avoid when buying a home

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  1. Home shopping before a solid mortgage approval.
  2. Not considering the costs of sale.
  3. Overlooking the costs of improvements, utilities and maintenance.
  4. Using the wrong down payment strategy.
  5. Shopping for a mortgage vs. shopping for the right mortgage professional.
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Top reasons to own your home!

  • Personal Expression
  • Accomplishment
  • Investment
  • Comfort
  • Family
  • Community
  • Privacy
  • Stability

The non-financial benefits of homeownership

While you could see less competition and more room for negotiation, you may be wondering if now’s the best time to buy a home given Raleigh mortgage rates are higher than they were last year. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to become a homeowner. See the full article on page 16 of the Winter 2022 edition of the Martini Buyer Guide.

Things to avoid after applying for a mortgage!

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Why buying a home makes better sense than renting

If there is a time to rent, that time is not now.

Kevin Martini, Certified Mortgage Advisor and Raleigh Mortgage Broker

The long-term benefit of homeownership

Consider this: if you know people who bought a home 5, 10, or even 30 years ago, you’re probably going to have a hard time finding someone who regrets their decision. Why is that? The reason is tied to how you gain equity and wealth as home values grow with time.

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Things to Know and Consider when Buying a Home (Martini Buyer Guide Winter 2022)Download

Let’s chat…

I’m sure you have questions and thoughts about securing the proper mortgage with the lowest cost of borrowing and real estate process.

We’d love to talk with you about what you’ve read in the Winter 2022 Edition of the Martini Buyer Guide and help you on the path to buying your new home. Our number is (919) 238-4934 and we look forward to working with you.

logan martini raleigh mortgage lender with martini mortgage group 2

Logan Martini

Senior Mortgage Strategist | NMLS 1591485

Logan@MartiniMortgageGroup.com

    kevin martini best raleigh mortgage broker

    Kevin Martini

    Certified Mortgage Advisor | NMLS 143962

    Kevin@MartiniMortgageGroup.com

      Filed Under: 2-1 Buydown, Affordability, Agency Loan, Appreciation, Buy a Home, buydown, Buydowns, Conforming Loan, Conforming Loan Limits, Conventional Loan, Fannie Mae, Freddie Mac, Home Loan Rates, Home Loans, Home Values, Housing Market, Inflation, Kevin Martini, Loan Limits, Logan Martini, Martini Buyer Guide, Mortgage, Mortgage Rates, Raleigh, Real Estate, Things to Consider when Buying a Home Tagged With: Buying a Home in North Carolina, Kevin Martini, Logan Martini, Martini Buyer Guide, Martini Mortgage Group, MartiniBuyerGuide.com, North Carolina, Raleigh, Raleigh Mortgage, Raleigh Mortgage Broker, Raleigh Mortgage Lender, Raleigh Real Estate, Real Estate, Real Estate Tips, Things to know and consider when buying a home

      Things to Consider when Buying a Home (Martini Buyer Guide | Fall 2022)

      September 5, 2022 by Kevin Martini

      If you are a first-time homebuyer or a repeat homebuyer, there are many things to consider when buying a home.  Certified Mortgage Advisor Kevin Martini and Senior Mortgage Strategist Logan Martini curated the Fall 2022 Martini Buyer Guide to simply explain the current real estate and mortgage markets plus vital information about buying a home and the process of getting a mortgage.  The Fall 2022 edition of the Martini Buyer Guide has a dozen of informative articles that talk about things one needs to know about the current real estate and mortgage markets. 

      things to consider when buying a home raleigh mortgage compny martini mortgage group
      Fall 2022 Edition of Martini Buyer Guide

      If you are buying real estate, if you are selling real estate, if you are refinancing a mortgage or if you work in the real estate arena then the Fall 2022 Martini Buyer Guide would be very helpful since it simply explains the current real estate and mortgage opportunity.

      The Fall 2022 Martini Buyer Guide was curated to simply explain what is going on in the real estate and mortgage markets.

      Logan Martini, Senior Mortgage Strategist & Raleigh Mortgage Broker

      Contents of Martini Buyer Guide (Things to Consider when Buying a Home)

      raleigh mortgage broker things to consider when buying a home martini buyer guide fall 2022 copy
      A dozen powerful articles that simply and effectively communicate the current opportunity.
      Martini Buyer Guide

      Should I Buy a Home This Fall?

      If you’re wondering if it’s the right time to buy a home, you should know you have an opportunity to grow your wealth, stabilize your expenses, and benefit from more options for your home search this fall. 

      Expert Insights for Today’s Homebuyers

      If you want to buy a home today, here are a few things experts say you should know about what to expect and why homeownership is so important.

      More Options for Your Home Search

      There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the past two years. Two of the biggest hurdles were the limited number of homes for sale and the intensity and frequency of bidding wars. But those two things have reached a turning point.

      Housing Market Forecast

      The housing market is at a turning point, and if you’re thinking of buying a home, that may leave you wondering: is it the right time to make a move? Let’s turn to the experts for what the future is projected to hold.

      Americans Choose Real Estate as the Best Investment

      You’re not just buying a place to call home, you’re investing in your future.

      The Benefit of Buying a Home Now

      You may be asking yourself: should I buy right now, or should I wait? While no one can answer that question for you, here’s some information that could help you make your decision.

      The One Thing You Need To Know About a Recession

      The one thing you need to know as you watch the news and read the headlines today is that a recession does not mean falling home prices. 

      Why the Housing Market Won’t Crash

      With all the buzz in the media, you may start to worry the housing market is in a bubble. While it’s only natural for concerns to creep in that there could be a repeat of what took place in 2008, the good news is there’s concrete data to show why this is nothing like the last time.

      What You Need To Know About Down Payment Assistance Programs

      When it comes to buying a home, it can feel a bit intimidating to know how much you need to save. Here’s some information you’ll want to know about programs that could help you reach your down payment goals.

      Things To Avoid After Applying for a Mortgage

      Consistency is the name of the game after applying for a mortgage.

      Tips for Making Your Best Offer

      While the housing market is going through a shift, it’s still competitive for buyers because the overall inventory of homes for sale is low. Enjoy having more options as supply continues to grow this year, but keep these tips in mind to help you put in a strong offer once you find the one.

      Top Reasons To Own Your Home

      Homeownership has tangible and non-tangible benefits.

      Getting a home loan and buying a home is a process…NOT an event.

      kevin martini on instagram

      There is no question that getting a mortgage and buying a home in Raleigh, anywhere in North Carolina or in the U.S. for that matter, is a process…it is not an event.  Since there is never a substitute for education, the home buying process needs to start with education of options available for your home loan regardless of the experience level of the homebuyer. The Martini Buyer Guide was created to provided factual information based on reliable sources and provides relevant information that go beyond the headlines.  Kevin Martini and Logan Martini understand that purchasing a home is more than just one single event. It is a process. They want to work with you during the process, to help you understand the process and help it go as smoothly as possible. Let them help you develop a plan that leads directly to homeownership and financial success, beginning with getting Approved for your Raleigh or Triangle Area or North Carolina mortgage today!

      Certainty with a Frictionless Process

      It has always mattered who does your mortgage however this sentiment is most important now as we live in a post-Covid world.  Communicating to a seller that you are just ready and willing to buy is not enough!  You need to communicate that you are able and this means you are able to make a ‘Same-As-Cash’ offer from a local lender that constantly provides on-time real estate closing that are frictionless. and provide certainty to all involved. An approval letter from a Mortgage Strategist with the Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation provides certainty that the transaction will happen and it will happen on-time without stress.  

      Kevin Martini

      NMLS 143962 | Certified Mortgage Advisor | Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | 507 N Blount St, Raleigh, NC 27604 | (919) 238-4934 | Kevin@MartiniMortgageGroup.com

      Logan Martini

      NMLS 1591485 | Senior Mortgage Strategist | Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | 507 N Blount St, Raleigh, NC 27604 | (919) 238-4934 | Logan@MartiniMortgageGroup.com

      Filed Under: Buy a Home, Housing, Housing Market, Kevin Martini, Logan Martini, Martini Buyer Guide, Mortgage, Things to Consider when Buying a Home Tagged With: Buying a Home in North Carolina, Buying a Home in Raleigh, Kevin Martini, Logan Martini, Martini Buyer Guide, Mortgage Tips, North Carolina, Raleigh, Raleigh Mortgage Broker, Raleigh Mortgage Lender, Real Estate, Things to Consider when Buying a Home

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      Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | For licensing information go to: www.nmlsConsumerAccess.org and/or www.GoldStarFinancial.com Please review our Disclosures & Licensing information | Gold Star Mortgage Financial Group Corporation has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. Equal Housing Lender. For further information about Gold Star Mortgage Financial Group, Corporation, please visit our website at www.GoldStarFinancial.com. Receipt of application does not represent an approval for financing or interest rate guarantee. Applicant subject to credit, acceptable appraisal, title, and underwriting approval. Not all applicants will be approved. Other terms and conditions apply. Contact Gold Star Mortgage Financial Group, Corporation for more information and up-to-date rates.

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