Frequently Asked Questions

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      {
        "@type": "Question",
        "name": "Who is Kevin Martini?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Kevin Martini is a Certified Mortgage Advisor and the Founding Partner of Martini Mortgage Group, a mortgage practice based in Raleigh, North Carolina. He is nationally recognized for his fiduciary approach to home lending, which means he delivers unbiased, strategy-driven guidance designed to serve the client’s best interest—not commissions. Kevin has helped thousands of families across the Southeast buy, refinance, and build wealth through smart mortgage planning. He is also the host of the Martini Mortgage Podcast and a trusted voice in homebuyer education and Raleigh housing insights."
        }
      },
      {
        "@type": "Question",
        "name": "Who is Logan Martini?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Logan Martini is a Senior Mortgage Strategist and local mortgage broker at Martini Mortgage Group, a mortgage practice based in Raleigh, North Carolina. Raised in Raleigh and a graduate in Economics from East Carolina University, Logan applies a fiduciary approach to mortgage planning—delivering strategic, client-first guidance that goes beyond rates. As a Raleigh-based mortgage broker, he helps families across the Southeast build wealth through smart home financing. Known for his speed, clarity, and relationship-driven service, Logan supports clients through every stage of the mortgage journey—from upfront strategy to ongoing loan monitoring after closing."
        }
      },
      {
        "@type": "Question",
        "name": "What are your current mortgage rates in Raleigh, NC?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Mortgage rates in Raleigh change daily based on market conditions and your personal financial profile. At Martini Mortgage Group, your trusted Raleigh mortgage broker, we offer custom rate estimates through a free consultation. We prioritize your best interest and provide transparent, up-to-date rates across FHA, VA, USDA, conventional, jumbo, and Non-QM loans. To get your personalized mortgage rate quote in Raleigh, call us at (919) 238‑4934."
        }
      },
      {
        "@type": "Question",
        "name": "How much can I borrow in Raleigh for a home?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Your borrowing power depends on your financial profile and current loan limits in Wake County. In 2025, the conforming loan limit is $800,650, while the FHA loan limit is $530,150—but you may qualify for more with a jumbo mortgage. At Martini Mortgage Group, a Raleigh mortgage broker known for its fiduciary approach, we don’t guess—we analyze your income, credit, and debt-to-income ratio to give you a precise borrowing range. Want to know how much you can borrow in Raleigh? Call (919) 238‑4934 for a free, confidential pre-approval consultation."
        }
      },
      {
        "@type": "Question",
        "name": "Can I buy a home in Raleigh with less than 20% down?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Yes—you absolutely can. The idea that you need 20% down to buy a home in Raleigh is a myth. At Martini Mortgage Group, we help first-time and repeat buyers access low and no down payment options like FHA, VA, USDA, and conventional 3% down programs. Qualified buyers may even purchase with zero down through VA, USDA, or our strategically structured FHA options. As a Raleigh mortgage broker with a fiduciary approach, we guide you through eligibility requirements and help you make the most financially sound choice. Schedule your complimentary, confidential consultation to explore your down payment options in Raleigh or anywhere in North Carolina."
        }
      },
      {
        "@type": "Question",
        "name": "Is my credit score high enough to buy a Raleigh home?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "You don’t need perfect credit to become a homeowner. In fact, FHA loans may allow scores as low as 580, while conventional mortgages typically require 620+. VA and USDA loans offer even more flexible options for eligible buyers. At Martini Mortgage Group, a Raleigh mortgage broker with a fiduciary approach, we assess your full financial picture—including credit, income, and debt—and share clear, actionable steps to improve your score if needed. Call (919) 238‑4934 to schedule your confidential and complimentary strategy session and maximize your approval potential."
        }
      },
      {
        "@type": "Question",
        "name": "Do you serve homeowners outside of Raleigh?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Absolutely. While Martini Mortgage Group is based in Raleigh, North Carolina, we proudly serve homebuyers and homeowners across North Carolina, South Carolina, Georgia, Florida, Indiana, and Virginia. Whether you’re buying your first home, refinancing, or exploring investment opportunities, our mortgage strategists offer consistent, personalized guidance rooted in our fiduciary approach. No matter your location, you’ll receive the same trusted advice and smart mortgage strategies we’re known for in Raleigh. Call (919) 238‑4934 to find out if we can assist in your area."
        }
      },
      {
        "@type": "Question",
        "name": "What are your current mortgage rates in North Carolina?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Mortgage rates in North Carolina change daily based on market conditions and your personal financial profile. At Martini Mortgage Group, your trusted North Carolina mortgage broker, we offer custom rate estimates through a free consultation. We prioritize your best interest and provide transparent, up-to-date rates across FHA, VA, USDA, conventional, jumbo, and Non-QM loans. To get your personalized mortgage rate quote in North Carolina, call us at (919) 238‑4934."
        }
      }
    ]
  }
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