Refinance in North Carolina

When you originally took out your mortgage, you chose the best product available to you at that time. But now, there could be better options out there. Perhaps your interest rate could be lower. Maybe you would like to change the rate format.

Refinancing your mortgage gives you the means to replace your existing home loan with one that will help you save money and maximize your return on investment.

The Benefits of Refinancing
Your Mortgage

How refinancing can benefit you depends on your financial scenario. Possible advantages include:

  • Decrease your mortgage rate and save money.
  • Change your interest rate format.
  • Reduce your monthly mortgage amount by increasing your loan term.
  • Renegotiate your loan terms to suit your needs.
  • Decrease your stress and increase financial flexibility.

Is It Time to Refinance?

Here are some examples of financial scenarios that might call for a refinance.

When you may be eligible for a lower interest rate. It could be that rates have dropped, or it might be that your credit score or income have increased.

When you want more financial stability and certainty. Changing from an adjustable to a fixed mortgage rate with a refinance can make this happen.

When you're ready to move out in a few years, consider changing your fixed rate mortgage. An adjustable one will allow the opportunity of saving money and there's no risk at introduction rates!

When you have more equity in your home, and want to stop paying for mortgage insurance.

When your income has dropped. Extending your loan term as part of a refinance can help you afford your monthly bills.

When you have debts to consolidate, or you need cash to cover other costs. In this situation, you can consider a Cash Out Refinance.

Refinance in Raleigh or Beyond Now

Our friendly loan experts can help you determine the ways you could benefit from a refinance, and whether it is the right choice for your situation.

To schedule your consultation, please give the Martini Mortgage Group a call at (919) 238-4934. Along with North Carolina, we also can help you refinance in Florida, Georgia, Illinois, Tennessee and Virginia. Let’s increase your financial flexibility and help you save.

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See What Our Clients Are Saying About Us

Casie Gray
Casie Gray
00:34 03 May 22
Kevin and his team (Logan and Keith) helped us every step of the way and it was like having your uncle and cousins help you. They were very personable and would call and answer any question we had. We just moved here from Georgia and we're thankful to have such warm, professional friends help us through the stressful process of buying a house. 10/10 ❤️
John Sisler
John Sisler
13:21 18 Mar 22
Kevin handled our work professionally and promptly.After explaining some options, that I was unaware of beforehand, Kevin helped us to get a far better deal than I could have on my own steam.Absolutely recommend!
Chris Brady
Chris Brady
17:20 17 Mar 22
You could not find a more efficient, competent, and (surprising to say) fun place to help you with your financial arrangements. These are top-notch professionals and I would recommend them to anyone.
Kendra Davidson
Kendra Davidson
01:46 08 Mar 22
Kevin is the absolute best. Not only at what he does, but also at providing critical advice and top referrals. Working with him on our mortgage was a wonderfully learning process and also fun. Would not hesitate to work with him again!
eric leder
eric leder
20:07 07 Oct 21
Kevin is a awesome, I truly appreciated his professionalism and candor throughout the entire process. It was always wonderful to talk to him on the phone and his guidance was extremely helpful and on point. As a first time home buyer, Kevin made the whole process seamless and easy to understand, which allowed me to be confident in my decisions.Thanks Kevin!
Don Rose
Don Rose
11:01 05 Oct 21
Everyone was knowledgeable, patient and kind. Very easy to work with.
Peter Clayton-Luce
Peter Clayton-Luce
16:31 03 Aug 21
110% Recommend the Martini Group. They did an excellent job ensuring our loan was good to go for closing time. They were very knowledgable and helpful with all my questions. Will definitely be back for my next one! :)
yolanda davis
yolanda davis
03:55 08 Jun 21
Kevin and his team were fantastic. Even though we had to have an extension, him and his team pull through for our family and got our mortgage approved and processed in an exceptional timely manner. We greatly appreciate their hard work and we will be using them for all future needs.
Bruce Parmly
Bruce Parmly
17:27 30 Mar 21
As our culture becomes increasingly more self-focused it is so refreshing to find an organization that truly understands the word Caring, and you are it!
Lee Rogers
Lee Rogers
13:51 02 Mar 21
Very impressed with this group. Great communication and guidance throughout made for a smooth process and very satisfied with rate and costs. Highly recommended.