HELOC move-up strategy

Best mortgage lender in Raleigh for buying before selling is not about who offers the lowest rate — it is about who models the full equity-access sequence before the buyer shops. Kevin and Logan Martini of Martini Mortgage Group in Raleigh, NC help Wake County move-up buyers evaluate HELOC draw periods, DTI impact, and recast eligibility upfront, so the financing plan is built before the home search begins. In 2026, homes in the $500,000 to $750,000 range in North Raleigh, Cary, and Apex are still moving quickly — buyers who arrive without a financing strategy are at a structural disadvantage from the first showing.