Tired of big box lenders telling you, “You need a W-2 to verify your income?” That is something you will not hear when you buy a home with a mortgage through the Martini Mortgage Group.
We offer a bank statement loan program that offers you an alternative option for verifying your income.
Buy a Home Without a W-2
Traditional employees receive W-2 forms that they can use for income verification. But there are many professionals who do not receive this form, or for whom there may be income this form does not document. These include:
- Business owners
- Self-employed individuals
You should not have to deal with hurdles like this when you are applying for a mortgage. Our bank statement loan process eliminates the need for a W-2, allowing you to rapidly and smoothly complete the mortgage process.
Instead of using a W-2, you simply show us your bank statements to prove your income. We can then proceed to the next step in the loan process, moving you closer to approval and closing.
North Carolina Bank Statement Loan Benefits
- You work hard, you earn, and you are every bit as eligible to purchase a home as any regular employee. When you apply for a bank statement loan through the Martini Mortgage Group, you work with a mortgage company that respects how you earn your income and makes it easy for you to move forward with your loan application.
- Bank statement loans are one of our top specialties, and we have processed many applications from borrowers just like you. With our extensive experience with the process, we make it fast and seamless.
- The bank statement loan process requires less time and paperwork in general than the traditional loan process. For real estate investors and others who need to close fast, this is an additional advantage.
Apply for a Home With a Bank Statement Loan in Raleigh or Beyond
If you are ready to buy a home with our easy bank statement loan process, we are here to walk you through it. To schedule your consultation, please give the Martini Mortgage Group a call at (919) 238-4934. Along with North Carolina, we also serve homebuyers in Florida, South Carolina, Georgia, Illinois, Tennessee and Virginia.
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