Buying a home is one of the most important investments you can make. Maximizing the return on that investment starts with applying for a mortgage that fits your needs.
The Martini Mortgage Group does things differently than other lenders. We work with you in a fiduciary capacity, which means that we put your interests ahead of our own.
That way, you can be assured that we are suggesting loan products that will help you to plan for your financial future successfully.
A conventional conforming mortgage can feature fixed or adjustable interest rates, and fits within the Fannie Mae and Freddie Mac conforming loan limits.
FHA mortgages are backed by the Federal Housing Administration. They help first time and repeat homebuyers qualify for affordable interest rates without perfect credit.
You can use a jumbo mortgage to buy a home if you want to borrow more than the Fannie Mae and Freddie Mac conforming loan limits. This type of loan is also known as a non-conforming loan.
If you want to increase your cash flow, you can apply for a cash-out refinance. Sometimes, you can even reduce your mortgage rate in the process.
Our friendly loan experts make it easy to purchase your first home by explaining the loan process to you step by step and helping you explore all of your mortgage options.
To purchase a home without a W-2, you can apply for a bank statement loan, ideal for business owners and self-employed borrowers.
We know that you may not be familiar with all these different types of home loans or how they could impact your finances. During your consultation, we will go over them with you in-depth, making personalized recommendations. Let us show you why we are one of the most recommended Raleigh, NC mortgage lenders.
Ready to find out which of these types of loans is right for you? Please give the Martini Mortgage Group a call at (919) 238-4934 to schedule your consultation. We are based in Raleigh and help rural homebuyers throughout North Carolina as well as the states of Florida, Georgia, Illinois, Tennessee and Virginia.
Martini Mortgage Group at PCL Financial Group is a division of Celebrity Home Loans, LLC | NMLS # 227765 | For licensing information, go to: www.nmlsconsumeraccess.org | www.celebrityhomeloans.com | Please review our Disclosures & Licensing information. | Celebrity Home Loans, LLC has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. Equal Housing Lender. For further information about Celebrity Home Loans, LLC, please visit our website at www.celebrityhomeloans.com. Receipt of application does not represent an approval for financing or interest rate guarantee. Applicant subject to credit, acceptable appraisal, title, and underwriting approval. Not all applicants will be approved. Other terms and conditions apply. Contact Celebrity Home Loans, LLC for more information and up-to-date rates.