Are you a physician shopping for a home in Raleigh or anywhere in North Carolina? The Martini Mortgage Group offers a special program called the Doctor Home Loan. Through this physician mortgage program, you can purchase a home with zero down.
What is the Doctor Home Loan?
The Doctor Home Loan is a unique home loan solution tailored specifically for physicians and residents. You can use it to buy a home or refinance your mortgage.
Benefits of Physician Mortgages in North Carolina
- Receive 100% financing for the purchase of a primary residence.
- Move into your new home immediately instead of having to wait to save up for a down payment.
- You do not have to pay for private mortgage insurance.
As many physicians are paying off on student loans, this program helps to make homeownership more affordable and accessible.
Please note that 100% financing is available so long as you are borrowing up to $750,000. But we still offer loans up to $2,000,000 with a down payment.
Who Qualifies for a NC Physician Loan?
The Doctor Home Loan is exclusively for medical doctors with a M.D., D.O., D.D.S., or D.M.D. degree and an employment contract (or verification of terms of employment acceptance).
Medical Doctors including Dentists, Podiatrists, and Ophthalmologists are permitted, as are Veterinarians.
Not sure if you qualify? During your consultation, we can let you know. We also can help you explore other loan options that may be suitable.
Apply for a Physician Mortgage in Raleigh or Beyond
If you are ready to buy a home with zero down and no PMI, please give the Martini Mortgage Group a call at (919) 238-4934 to schedule your consultation. We are based in Raleigh and help physicians throughout North Carolina as well as the states of Florida, Georgia, South Carolina, Illinois, Tennessee and Virginia to purchase or refinance.
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