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Raleigh Homebuyers Are Not Waiting to Buy a Home

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Buy a Home in Raleigh North Carolina

Some have the perception real estate is seasonal and because of this perception some are waiting until spring until they start the homebuying process. Perception is not always reality. In a few parts of the U.S. there may be seasonal patterns but the real estate market in Raleigh, North Carolina does not hibernate.

Buy Your First Home in Raleigh, NC

Homebuyer demand is high today as more people are seeking to take advantage of the historic mortgage rate environment before it disappears. Sure, home loan rates today are higher today than they were last year; however, from a historic standard, they are very low.  Raleigh home buyers are accelerating their home buying steps and not waiting to buy a home.

When thinking of buying real estate for the first time or as a repeat homebuyer, the first step is always the loan, not the home. In any market, especially in a highly competitive market, there is not a substitute to secure loan approval from a Certified Mortgage Advisor with the Martini Mortgage Group before you find your home. Prequalification from a loan officer is nice but irrelevant since it only passes on to a seller one is ready and willing whereas a loan approval from the Martini Mortgage Group undoubtedly broadcasts to the seller you are ready, willing, able and you are making a ‘same-as-cash’ offer.    

The most recent Consumer Confidence Survey from the Conference Board has shared the percentage of people planning to buy within the next 6-months has increased significantly since last fall.

The graph clearly illustrates the number of people fast-tracking their plans to purchase a home has accelerated over the last 3 months. Simply put, many future homebuyers are realizing they should act sooner rather than later. More people are moving up their plans to buy a home and others are actively taking the steps to put their plan into action. Again, the first step is the loan not the home.

To echo this sentiment, according to realtor.com report, the average home sold faster this January than any other January on record. Homebuyers are not just accelerating their plans, they are taking swift action and seizing the current historic mortgage rate environment and locking in their long-term cost of homeownership with a fixed rate mortgage.

Martini Mortgage Group Bottom Line

Some homebuyers are rethinking their strategies and they are moving their plans forward – others are making their moves now. Buyer demand is high with some inventory challenges in the Raleigh area. It is critical, now more than ever, to be laser focused and have price and cost clarity before the home.  Review your options with a Certified Mortgage Advisor at the Martini Mortgage Group.

Contact Our Mortgage Specialist Today!

We will take you through how the homebuying process works; explain each step of the process and answer your questions. In addition, we’ll provide you with a personalized analysis on your financial situation based on your application to learn how you can set yourself up financially to be able to meet your real estate goals based on your timing.

Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | Martini Mortgage Group at PCL Financial Group (powered by Celebrity Home Loans, LLC NMLS 227765) | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgageGroup.com | Kevin@MartiniMortgageGroup.com | nmlsconsumeraccess.org |Equal Housing Lender

Choosing a Mortgage Lender in Raleigh

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When it comes to finding a mortgage lender in Raleigh, it is important to know that not all home loan companies are equal.

The quality of your mortgage lender will affect both how smoothly the loan process goes and how satisfied you are with your mortgage. Below are some tips to help you choose the right company.

Things You Should To Know When Choosing a Mortgage Lender

  1. Choose a local Raleigh mortgage company. Instead of working with a big box, nationwide lender, think about choosing a company that is based right here in Raleigh. A local business is going to take more time with you, work harder to surmount obstacles, and also better understand the Raleigh real estate market.
  2. Work with a company that puts your interests first. Did you know that loan experts at many companies are paid on commission? The Martini Mortgage Group instead pays its strategists on salary. We do this to eliminate conflicts of interest. Operating as a fiduciary, we focus on your best interests ahead of our own at all times.
  3. Select a lender in North Carolina offering diverse products. The right mortgage lender offers a selection of loan products that offers something to every borrower. We can connect you with conventional loans, FHA loans, jumbo loans, VA loans, physician loans, bank statement loans, USDA loans and more.
  4. Choose a company that keeps you informed. The loan process should be simple and straightforward, never mystifying. And you should never be feeling confused about your next steps or your application status. A mortgage company that is dedicated to its customers takes the time to follow up consistently with you along the way toward closing. The loan experts should always be ready to answer your questions and help you take the next steps.
  5. Work with a mortgage lender in Raleigh that treats you like family. Finally, the Martini Mortgage Group is a family company with family values. A good mortgage broker should treat you as such, since your home is one of the biggest investments you will make for your family. That is why one of our slogans is, “Our family is YOUR family lender.” As your family lender, we will keep monitoring your home loan and supporting you long after you receive your keys. Any time in the future you need help, we will be there.

Schedule a Consult With the Martini Mortgage Group Today

Have questions about working with us, or ready to apply for a home loan? Please give the Martini Mortgage Group a call at (919) 238-4934 to schedule your consultation. We are based in Raleigh and help homebuyers and homeowners throughout North Carolina as well as the states of Florida, South Carolina, Georgia, Illinois, Tennessee and Virginia.