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How much is your home in Raleigh really worth?

October 5, 2022 by Kevin Martini

For many of the families that the Martini Mortgage Group serves their homes the largest asset. 

Knowing how your biggest asset is performing is not just nice, it is required!  Having a clear understanding of your homes values can be useful to help determine if there are any next steps to take.

Homebot is a very powerful free tool offered by the Martini Mortgage Group to provide a quick snapshot of your equity in what is likely your largest asset, your home. 

Kevin Martini, Certified Mortgage Advisor & Raleigh Mortgage Broker

Find out what your home is really worth with the Martini Mortgage Group home value tool.

Our data comes from the #1 market data company and it provides real-time market insight (i.e. a quick snapshot of the market, market indicators at-a-glance and market trends charts with historical view of home prices).

Benefits of knowing your home’s value by the Martini Mortgage Group

  • Monitor your home’s value as it changes over time
  • Track your ‘Tappable Equity’ (NOTE: Tappable Equity is the amount one can borrow and still preserve a 20% equity position)
  • Manage you home’s value to assure it fits into your short and long-term financial strategy
Access FREE Real-Time Insights on Your Home Value

Buy a Home with Confidence

If you are thinking of buying for the first-time or as a repeat homebuyer, unlock the your free report that highlights market temperature based on city and price point along with other powerful metrics. Here are just a few benefits to using the Martini Mortgage Group buyer portal:

  • Know where and when to buy
  • Understand your buying power
  • Be ready and able to make your move
Access FREE Our Unique Buyer Portal

Oh by the way…

It is never too early to start to explore your homeownership options and you are not too late either.  The first part of the homeownership journey is the loan and then after you have the certainty and being armed with price and cost clarity, the second step is to go find your home. The Martini Mortgage Group offers trusted advice with a frictionless digital mortgage process that provides certainty.  To contact Mortgage Strategist with the Martini Mortgage Group simply call: (919) 238-4934.

logan martini raleigh mortgage lender with martini mortgage group 2

LOGAN MARTINI

NMLS 1591485 | Senior Mortgage Strategist 

Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | 507 N Blount St, Raleigh, NC 27604

[email protected]

KEVIN MARTINI

NMLS 143962 | Certified Mortgage Advisor

Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | 507 N Blount St, Raleigh, NC 27604

[email protected]

kevin martini best raleigh mortgage broker

Filed Under: Affordability, Appreciation, Buy a Home, Cash-Out Refinance, Home Values, Housing, Housing Market, Kevin Martini, Logan Martini, Mortgage, Raleigh, Real Estate, Uncategorized, Wake County Tagged With: Buying a Home in North Carolina, Future Home Values in Raleigh, Home Value, Kevin Martini, Logan Martini, North Carolina, Raleigh, Raleigh Mortgage Broker, Raleigh Mortgage Company, Raleigh Mortgage Lender, Tips to Buy a Home, What is your home worth?

Things to Consider when Buying a Home (Martini Buyer Guide | Fall 2022)

September 5, 2022 by Kevin Martini

If you are a first-time homebuyer or a repeat homebuyer, there are many things to consider when buying a home.  Certified Mortgage Advisor Kevin Martini and Senior Mortgage Strategist Logan Martini curated the Fall 2022 Martini Buyer Guide to simply explain the current real estate and mortgage markets plus vital information about buying a home and the process of getting a mortgage.  The Fall 2022 edition of the Martini Buyer Guide has a dozen of informative articles that talk about things one needs to know about the current real estate and mortgage markets. 

things to consider when buying a home raleigh mortgage compny martini mortgage group
Fall 2022 Edition of Martini Buyer Guide

If you are buying real estate, if you are selling real estate, if you are refinancing a mortgage or if you work in the real estate arena then the Fall 2022 Martini Buyer Guide would be very helpful since it simply explains the current real estate and mortgage opportunity.

The Fall 2022 Martini Buyer Guide was curated to simply explain what is going on in the real estate and mortgage markets.

Logan Martini, Senior Mortgage Strategist & Raleigh Mortgage Broker

Contents of Martini Buyer Guide (Things to Consider when Buying a Home)

raleigh mortgage broker things to consider when buying a home martini buyer guide fall 2022 copy
A dozen powerful articles that simply and effectively communicate the current opportunity.
Martini Buyer Guide

Should I Buy a Home This Fall?

If you’re wondering if it’s the right time to buy a home, you should know you have an opportunity to grow your wealth, stabilize your expenses, and benefit from more options for your home search this fall. 

Expert Insights for Today’s Homebuyers

If you want to buy a home today, here are a few things experts say you should know about what to expect and why homeownership is so important.

More Options for Your Home Search

There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the past two years. Two of the biggest hurdles were the limited number of homes for sale and the intensity and frequency of bidding wars. But those two things have reached a turning point.

Housing Market Forecast

The housing market is at a turning point, and if you’re thinking of buying a home, that may leave you wondering: is it the right time to make a move? Let’s turn to the experts for what the future is projected to hold.

Americans Choose Real Estate as the Best Investment

You’re not just buying a place to call home, you’re investing in your future.

The Benefit of Buying a Home Now

You may be asking yourself: should I buy right now, or should I wait? While no one can answer that question for you, here’s some information that could help you make your decision.

The One Thing You Need To Know About a Recession

The one thing you need to know as you watch the news and read the headlines today is that a recession does not mean falling home prices. 

Why the Housing Market Won’t Crash

With all the buzz in the media, you may start to worry the housing market is in a bubble. While it’s only natural for concerns to creep in that there could be a repeat of what took place in 2008, the good news is there’s concrete data to show why this is nothing like the last time.

What You Need To Know About Down Payment Assistance Programs

When it comes to buying a home, it can feel a bit intimidating to know how much you need to save. Here’s some information you’ll want to know about programs that could help you reach your down payment goals.

Things To Avoid After Applying for a Mortgage

Consistency is the name of the game after applying for a mortgage.

Tips for Making Your Best Offer

While the housing market is going through a shift, it’s still competitive for buyers because the overall inventory of homes for sale is low. Enjoy having more options as supply continues to grow this year, but keep these tips in mind to help you put in a strong offer once you find the one.

Top Reasons To Own Your Home

Homeownership has tangible and non-tangible benefits.

Getting a home loan and buying a home is a process…NOT an event.

kevin martini on instagram

There is no question that getting a mortgage and buying a home in Raleigh, anywhere in North Carolina or in the U.S. for that matter, is a process…it is not an event.  Since there is never a substitute for education, the home buying process needs to start with education of options available for your home loan regardless of the experience level of the homebuyer. The Martini Buyer Guide was created to provided factual information based on reliable sources and provides relevant information that go beyond the headlines.  Kevin Martini and Logan Martini understand that purchasing a home is more than just one single event. It is a process. They want to work with you during the process, to help you understand the process and help it go as smoothly as possible. Let them help you develop a plan that leads directly to homeownership and financial success, beginning with getting Approved for your Raleigh or Triangle Area or North Carolina mortgage today!

Certainty with a Frictionless Process

It has always mattered who does your mortgage however this sentiment is most important now as we live in a post-Covid world.  Communicating to a seller that you are just ready and willing to buy is not enough!  You need to communicate that you are able and this means you are able to make a ‘Same-As-Cash’ offer from a local lender that constantly provides on-time real estate closing that are frictionless. and provide certainty to all involved. An approval letter from a Mortgage Strategist with the Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation provides certainty that the transaction will happen and it will happen on-time without stress.  

Kevin Martini

NMLS 143962 | Certified Mortgage Advisor | Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | 507 N Blount St, Raleigh, NC 27604 | (919) 238-4934 | [email protected]

Logan Martini

NMLS 1591485 | Senior Mortgage Strategist | Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | 507 N Blount St, Raleigh, NC 27604 | (919) 238-4934 | [email protected]

Filed Under: Buy a Home, Housing, Housing Market, Kevin Martini, Logan Martini, Martini Buyer Guide, Mortgage, Things to Consider when Buying a Home Tagged With: Buying a Home in North Carolina, Buying a Home in Raleigh, Kevin Martini, Logan Martini, Martini Buyer Guide, Mortgage Tips, North Carolina, Raleigh, Raleigh Mortgage Broker, Raleigh Mortgage Lender, Real Estate, Things to Consider when Buying a Home

3 Kevin Martini Things That Could Impact Raleigh Real Estate 

August 12, 2022 by Kevin Martini

The question that is top of mind for many, that either one whom owns real estate in the Raleigh area or one whom want own real estate in Raleigh, North Carolina area, is if the perceived real estate pivot is an opportunity or a challenge.  According to Raleigh mortgage broker and Certified Mortgage Advisor Kevin Martini; “Right now there are 3 pivots in today’s housing market that could impact current homeowners and homebuyers.  They are inventory, price growth and interest rates”. 

INCREASE IN HOUSING INVENTORY

The number of houses available for sale in most markets across the U.S. and in Raleigh area has increased from the ultra-low levels of the past few years however there is still an undersupply of home for sale on the aggregate. The perception that we have shifted to a full blown buyer’s market is not correct.  The slight increase in inventory and days-on-market has provided some homebuyers with negotiating power. 

MORE TRADITIONAL HOUSE PRICE GROWTH

House values have risen by 20%+ per year in many markets throughout the pandemic. It is unrealistic to expect that this hose price growth will  continue moving forward. The growth of house prices is slowing to more of a traditional pace versus the pandemic pace, house price growth is forecasted to normalize.  Sure normalization means a deceleration form pandemic levels but declaration does not means depreciation.

FLUCTUATING HOME LOAN INTEREST RATES

Raleigh mortgage rates have risen by over 2% this year in response to high inflation and the removal of the Federal Reserve’s pandemic-era stimulus programs. This means that mortgage payments have increased for potential buyers however since there are higher weekly wages, the playing flied has remained level for keeping home affordable.

On the topic of affordability, check out episode 153 of the Martini Mortgage Podcast which highlights how higher home prices and fluctuating mortgage rates are not really impacting home affordability.

RALEIGH MORTGAGE BROKER AND CERTIFIED MORTGAGE ADVISOR KEVIN MARTINI

Even with the recent perceived pivot in the real estate arena, if you are still considering to make a move, it may be time to pick up your home search back up today.  Rember, it should always be home loan first and then go find your home. If you have questions about the increase in housing inventory, traditional house price growth or about the fluctuating home loan interest rates contact Kevin Martini by dialing (919) 238-4934. 

Filed Under: Affordability, Buy a Home, Home Loan Rates, Home Loans, Home Values, Housing, Housing Market, Inflation, Kevin Martini, Martini Mortgage Podcast, Mortgage, Raleigh, Real Estate, Wake County Tagged With: Buying a Home in North Carolina, Buying a Home in Raleigh, Kevin Martini, Raleigh, Raleigh Mortgage Broker, Real Estate

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